Frequently Asked Questions
What does Connecticut require for car insurance?
At least $25,000 per person and $50,000 per accident for bodily injury, $25,000 for property damage, plus uninsured/underinsured motorist coverage. We will show you the price of higher limits.
Can I save by bundling home and auto?
Usually, yes. Adding your home, condo or renters policy is often the biggest discount available.
Does home insurance cover floods?
No. Standard policies exclude flood. We can quote flood coverage separately.
My landlord requires proof of renters insurance. How fast can I get it?
Often the same day once you are approved.
Can I switch insurance mid-policy?
Usually, yes. We will help you time it so there is no gap in coverage.
Do you serve my town?
We serve all of Connecticut from our office at 435 New Haven Ave in Derby, and most business can be done by phone, text or email.
How fast will I hear back?
Usually the same business day. We are open Monday to Friday, 9 AM to 5 PM, and weekends by appointment.
How do I file a claim?
Call our office at (203) 735-1845 and we will walk you through it.